Terms of use

1. What Risy is

Risy is an app for keeping receipts, statements and related documents. It reads them into records, sorts them, shows your spending and packs a year of records into an export.

Risy does not give tax, accounting or legal advice, and it does not prepare or file a tax return. Categories, tax amounts and summaries are there to organize your records. Whether an expense can be claimed, and how, is for you and your accountant to decide.

2. Your account

You must be at least 18 and live in Canada to use Risy. Keep your sign-in safe and tell us at hello@risy.ca if you think someone else has used your account.

3. Your records are yours

Everything you add to Risy, and the records made from it, stays yours. You give us permission to store and process it only to run the app for you, as the privacy policy describes.

Your records are available while you have an account, and you can export them at any time. Reading your records and exporting them is free, also after a paid plan ends, and an export never depends on accepting new terms.

4. What AI reads is a draft

Records are read by AI models, and a read can be wrong: a misread total, a wrong store, a missed line. The image you captured is the source. Check the records that matter to you, especially the ones the app marks to check, and correct them where needed. Keep your own copies of documents you are required to keep.

5. Fair use

• Add only documents you have the right to keep and process.
• Do not try to break, overload or get around the security of the service, or use it to process other people's data in bulk.
• Do not use Risy for anything unlawful.

6. Paid plans

Parts of Risy may need a subscription. Prices and what a plan includes are shown in the app before you buy. Subscriptions are sold through Apple, renew until cancelled, and are managed and refunded through your Apple Account under Apple's terms.

7. Ending

You can stop using Risy and delete your account in the app at any time. We may suspend an account that breaks these terms or puts the service or other people at risk. If we ever close the service, we will give you notice and time to export your records.

8. The service as it is

We work to keep Risy accurate and available, but it is provided as it is, without a promise that it will be free of errors or interruptions. To the extent the law allows, Risy is not liable for indirect or consequential loss, including tax assessments, penalties or interest, arising from use of the app, and our total liability is limited to what you paid us in the twelve months before the claim. Nothing here limits rights you have under consumer protection law that cannot be waived.

9. Changes to these terms

We may update these terms as the app changes. For a change that matters, the app will tell you before it applies. The date at the top shows the latest version.

10. Law

These terms are governed by the laws of the Province of Alberta and the federal laws of Canada that apply there.

11. Contact

Risy, Alberta, Canada. Write to hello@risy.ca.